The state of Utah offers some staggeringly scenic rides, from the Rocky Mountains to the Great Basin to the Colorado Plateau. Of course, if you ride in Utah motorcycle insurance is required. At Utah Motorcycle Insurance, we help riders like you get the best coverage and least costly monthly premiums available by performing online comparisons of the leading motorcycle insurance carriers. Starting your motorcycle insurance comparison is straightforward. Submit your zip code to begin.
Motorcycle Insurance Laws: Utah
Utah riders don’t always need to have a policy that costs a ton. Under the law, only motorcycle liability insurance is mandatory. Liability coverage is insurance for what the policyholder is legally obligated to pay because of bodily injury or property damage caused to another person. Your liability coverage must meet or exceed certain minimum thresholds for bodily injury to others and damage to third party property.
- For Injuries to a Single Person: $25,000
- For Injuries to All Individuals: $65,000
- For Property Damages: $15,000
If saving money is your number 1 priority, simply insuring yourself up to these minimums is your best option, but smart riders go with more than this. How come? IRC (Insurance Research Council) has found that 8% of Utah road users drive uninsured. You may want to consider Uninsured Motorist coverage so that you will be covered if the other driver doesn’t have any liability insurance to speak of, or an insufficient level of it.